Elderly person with caregivers

How GEM can help you avoid caregiver burnout

Caring for a family member of any age with complex needs can be exhausting. The long-haul routine of managing medications, appointments, emotional support and physical requirements such as bathing, dressing and meals, not to mention the myriad other tasks that caregivers find on their plates, can feel relentless.

All too often, people find themselves buried so deep by the caregiver role that looking after their own physical and mental health falls by the wayside.

According to Statistics Canada, roughly 8 million people – or one in four adults – are caregivers who provide unpaid support to family members or friends with long-term health conditions, disabilities, or aging-related needs.

The data indicates that 1.5 million of these caregivers are seniors (65+), and about 52% of all caregivers are women. No doubt a large percentage of these caregivers are experiencing burnout.

The good news is that there is a solution. GEM Health Care Services’ trained, experienced professionals can help you shoulder the load and reduce the risk of burnout, or help while you recover from burnout.

Our team includes registered nurses (RNs), registered practical nurses (RPNs), personal support workers (PSWs), as well as companions/sitters. Below are just some of the ways GEM can make caregiving less stressful and exhausting:

  • Respite care: GEM’s trained professionals can take over many of the daily tasks of caregiving, allowing family members to rest, run errands, enjoy uninterrupted leisure activities or take vacations. This can include a wide range of activities including bathing, dressing, administering medication, housekeeping, meal preparation and more.
  • Setting boundaries: Our assessment process is designed to help families identify what they can realistically handle in terms of caregiving support and to identify appropriate tasks to delegate.
  • Flexible scheduling: Even if your support needs fluctuate, we can help. GEM offers both flexible, short-term options as well as regular, longer-term care to respond to the family caregiver’s need for assistance and time off.
  • Education and training: Our trained professionals can help caregivers be more effective in their role, by providing training on such techniques as managing dementia or safe medication administration. Our knowledge sharing is intended to increase caregiver confidence while simultaneously reducing stress for both the caregiver and their loved one.
  • Continuous communication: We hold regular check ins as a team to monitor not only the client’s well-being, but also that of the family caregiver(s). Many families tell us they feel so grateful for the dedicated support and advice they receive from GEM, noting that it reduces their sense of isolation.

Caregiver burnout is real and can manifest itself in both physical and emotional exhaustion. Not only does this put the caregiver’s health at risk, it also can jeopardize their ability to provide the amount and quality of care needed.

Contact GEM to learn more about how our one-on-one support can help both you and your loved one. You can count on us every step of the way as you navigate your caregiving journey.

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Canada Disability Tax Credit offers key financial relief for seniors and their families

Did you know there is a little-known federal benefit available across Canada for individuals with medically-verified disabilities? Qualifying for the Canadian Disability Tax Credit (DTC) opens access to several other significant federal, provincial, and territorial programs, benefits, and tax deductions. By reducing the amount of income tax payable, the DTC aims to offset some of the extra costs related to impairment, thereby offering an important way to extend one’s resources and potentially access additional help as needed. Read an overview of the program here

At GEM Health Care, we have significant experiencing helping clients, or their family members, apply for the DTC. We’re happy to share some details of the program with you:

Eligibility

You may be eligible for the DTC if a medical practitioner certifies that you have a severe and prolonged impairment in one of the approved categories (e.g. walking, mental functions, vision and more), or significant limitations in two or more approved categories, or receive therapy to support a vital function. Read more about the eligibility criteria here

Applying for the credit

The individual, or their legal representative, initiates the application by completing Part A of form T2201 online, by phone or with paper forms. Once a reference number for the application has been issued, the appropriate medical practitioner (e.g. physician, nurse practitioner, optometrist, psychologist, etc.) completes Part B online. Find details about the application process here

When to apply

You may apply for the DTC at any time during the year. However, to avoid a possible delay, it is better to submit your application before you file your tax return. If you intend to split or transfer the credit, it will save you time to include the supporting family member information in Part A, question 2 of the DTC application.

Key advantages

Financial Relief and Tax Savings: these include a non-refundable federal tax credit; provincial tax credits (e.g. Ontario Disability Support Program) may also be available. The credit is transferable, so if the person with the disability doesn’t need the full credit, it can be transferred to a supporting family member. This is defined as someone who the person with the impairment depends on for at least one of the basic necessities of life.

Retroactive Refunds: If eligible, you can apply for up to 10 previous years and potentially receive a lump-sum refund for previously unclaimed credits.

Access to other financial programs: Being eligible for the DTC may help you access other federal programs such as:

Simplified Tax Planning

Once approved, the DTC can be claimed annually without reapplying unless the impairment condition changes.

Summary

If you or someone in your family has a severe and prolonged impairment, applying for the DTC could unlock thousands of dollars in savings and support.  For additional information, we encourage you to contact us so we can help guide you through the process of applying for and receiving the Disability Tax Credit.